Mr. Housel is currently working as a financial services consultant. Bob previously served as Senior Vice President in the Wholesale Banking Division of National City Corporation, in Cleveland, Ohio. Bob joined National City in 1992, and has progressed through a series of staff and management positions primarily in the Corporate Operations & Information Systems Division. Bob’s information systems career at National City started as an Information Systems Analyst, and then progressed through a series of management positions. Bob moved into the Commercial Banking Division in March 2003, his responsibilities have included technology, tools, channel management, CRM and Incentive Scorecard Management. His current responsibility is Goal and Incentive Management for the Commercial Banking Division. Bob is currently the Vice Chair of the NACHA Internet Council Steering Committee.

Bob received his Bachelor of Science (1980) and Master of Business Administration (1982) degrees from Miami University. He began his professional career by staying at his alma mater as a faculty member before moving into administration roles there and later at Lorain County Community College prior to joining National City.

Mr. Merritt is Senior New Business Development Manager with Bank of New York Mellon. He has responsibility for the design and development of advanced treasury management solutions. This responsibility has included activities involving Public Key Infrastructure, Customer Information Management, Data Mining, Short-Term Investing, Check Conversion and Truncation, and Internet Payments. Mr. Merritt is the immediate past chairperson of the NACHA Internet Council.

Mr. Merritt previously spent time with Digital Signature Trust (a Certification Authority services startup that is now part of Identrus) as Director of Financial Services. Prior to Mellon, Mr. Merritt held various product, project and systems management positions at a major remittance processing systems vendor.

Mr. Merritt earned his degree from the University of California, San Diego in 1974. Mr. Merritt is a Certified Treasury Professional.

Deborah has more than 20 years experience in marketing in the financial services, not-for-profit and consumer products industries.  She is actively involved in various industry councils, such as NACHA’s Electronic Check Council, currently serving as the Internet Council’s Marketing and Education Coordinator. Deborah is also a member of the Marketing Management Group, which is responsible for guiding the national marketing and public relations activities for the ACH industry. She is a recognized speaker, presenting at national and regional conferences; and is a frequent contributor to a wide variety of magazines and trade publications. Deborah received industry recognition for numerous corporate marketing campaigns and earned the prestigious AAP (Accredited ACH Professional) designation in 2001. Her industry experience includes serving as director of marketing and member services at SWACHA-The Electronic Payments Resource and as vice president of marketing for a large transaction processing company. Deborah earned a bachelor’s degree in communications from Northwestern University.  

Don joined the ABA in 2001, and is policy manager, payments and technology, for the ABA’s Office of the Chief Economist, which oversees the association’s electronic banking and payment systems initiatives. Don is responsible for keeping the banking industry appraised of trends in payment system technology and electronic banking. Don manages the ABA’s interests in combating online fraud and in implementing stronger online authentication. Don represents the ABA with the Financial Services Sector Coordinating Council, BITS, the Financial Services Technology Consortium, the Anti-Phishing Working Group, ANSI X-9, the Payment Card Industry Security Standards Council and serves as a member of the Steering Committee of NACHA’s Internet Council. Don is also responsible at the ABA for issues regarding credit and debit card operations.

With more than 25 years in the banking industry, Don has been president/CEO of a financial institution and has held positions with the Ninth District Federal Home Loan Bank and Hibernia National Bank of New Orleans, as well as experience with another Washington-based banking trade association. Don has published articles in numerous banking trade publications and appears regularly in print and broadcast media.

Don earned a BS from the University of Central Arkansas and has pursued graduate studies at the University of Colorado and Tulane University. Don is a graduate of the Savings and Loan Institute of the South, the VISA Business School, the U. S. Marine Corps Command and Staff College, and the Institute of Politics and Government.

Brad has been in the electronic payments industry for 14 years and is currently responsible for in person training and consulting in Virginia and West Virginia and ACH operational support for EastPay’s 700+ members. He has created and presented training classes in all topics of the ACH network including compliance and risk management and regularly speaks at national and regional conferences. He also carries the responsibility of researching and implementing all IT solutions for EastPay. He manages EastPay’s Rules and Operations Committee which is responsible for formulating EastPay’s position on ACH rule changes.

He earned his Accredited ACH Professional designation (AAP) from NACHA in 1998 and has been with EastPay for 10 years. He is a current member of the Steering Committee for NACHA’s Internet Council and multiple NACHA Rules Work Groups. He previously served two terms on NACHA’s Rules and Operations Committee.

Mr. Weer is a Senior Business Analyst, Electronic Commerce for State Farm Insurance Companies in Bloomington, Illinois. Mr. Weer’s responsibilities include particular emphasis on Enterprise Strategic Initiatives to enhance electronic channels supporting business trading partner and policyholder services. Mr. Weer’s position at State Farm provides unique insight into issues affecting corporate originators.

Mr. Weer represents State Farm on the NACHA Affiliates Forum, Electronic Check Council and The Internet Council. He served as a member of the Planning Committees for the 2004 and 2005 eCheck Conferences, and currently is a Steering Committee member-at-large of The Internet Council.

Prior to joining State Farm, he was a Vice President, Treasury Management Services for a Regional Bank. Mr. Weer earned his degree from Illinois State University. He holds both the AAP (Accredited ACH Professional) and CTP (Certified Treasury Professional) designations.

Devon Marsh is a Vice President in Wachovia Operating Services. He joined Wachovia in 1996 and began his banking career in Atlanta in support of check processing. In 1998 he moved to Winston-Salem, North Carolina as a project manager for ACH Operations. He later managed Wachovia’s ACH Process Support team with responsibility for process improvement initiatives, technical projects, regulatory compliance, risk management, and NACHA interaction. In 2005 he became the Risk Manager for Wachovia’s Electronic Services division, supporting ACH and Wire Transfer. He chairs Wachovia’s Corporate Funds Transfer Policy Committee, serves on the Risk Management Advisory Group at NACHA, and serves on the steering committee for the Internet Council. He recently kicked off a work group within the Internet Council to look at mobile payments. A 1987 graduate of the United States Naval Academy, Devon received an MBA degree from Brenau University in 1996.

Often confused with a former Governor of Minnesota, Jim’s professional life is, instead, fully occupied as Senior Vice President for Wells Fargo’s (San Francisco, CA) WellsSecure® identity assurance service business unit. WellsSecure is part of Wells Fargo’s International and Insurance Services Division.

Jim is active in eBusiness industry initiatives including membership on NACHA’s Internet Council Steering Committee, the Liberty Alliance Identity Assurance Expert Group, the United States Council for International Business (USCIB), and the Association for Finance Professionals (AFP). He is a frequent speaker/presenter at financial services and customer business conferences covering opportunities for converging critical customer business processes with financial services offerings, with a focus on identity services.

Jim’s 27-year banking career includes leadership of commercial banking, relationship management, marketing and technology management functions at Wells Fargo, First Interstate Bank and Bank of America. It is not true that Bank of America recruited him directly from his kindergarten’s graduation class; rather, he tarried a few years in academia after graduation from the University of Southern California.